22 March 2010

Ugh, under so much stress.

The past couple of days have been hectic, what with looking at houses, haggling with mortgage brokers, endless phone calls... but I've found the house that I want. Unfortunately, I've found out that there'll be a steep price for it - so far the deal is, I spend 125k on it, and keep my payments JUST above 950 a month. Sigh. The thing is, that's how much I'd have to cough up for an apartment, anyway, so why not just do it. But I made it clear that I can't go above 950, there's no way in hell I can do it, so... if they want a quick sale, they've got it, if they agree to my terms. My RE agent seems to think they will. But as usual, the nay-sayer in me thinks not.

I knew going in that buying a house would be stressful. I did it once before, when I was married, and there was a fuckload of trouble when that was going on. The deal was held up for months over something about "easements", whatever the fuck that means - but it did end up happening, eventually. This is no different, and in truth I think it'll go a fuck of a lot quicker than the Still Road house did. But, still. It's just nerve-wracking.

This is sort of why I didn't want to do this now. But I'm actually surprised with how well I've held up throughout all of this. I did nearly have a crying spell when I found out about the 950 dollar payments, though. Thing is... I spend 50 dollars a week alone on coffee and breakfast and entertainment, etc. I can cut that out with no problem, it's money wasted really. 200 dollars a month, I can cover that extra bit, and I can always get a second job if things get really tight.

Where there's a will... well, you know the rest.

And the house is in Seton Hill, which has always been a really nice neighborhood. It's in move-in condition. The others I looked at were, quite frankly, either dumps or not suited to my needs for whatever reason. This one is perfect. I don't want to let it get away.

I give the RE guy a thousand dollars tonight as "good faith deposit" money. This is the start of it. I just hope that it finishes to my satisfaction.

Off to a work meeting now, but I'll definitely keep all posted.

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