The past couple of days have been hectic, what with looking at houses, haggling with mortgage brokers, endless phone calls... but I've found the house that I want. Unfortunately, I've found out that there'll be a steep price for it - so far the deal is, I spend 125k on it, and keep my payments JUST above 950 a month. Sigh. The thing is, that's how much I'd have to cough up for an apartment, anyway, so why not just do it. But I made it clear that I can't go above 950, there's no way in hell I can do it, so... if they want a quick sale, they've got it, if they agree to my terms. My RE agent seems to think they will. But as usual, the nay-sayer in me thinks not.
I knew going in that buying a house would be stressful. I did it once before, when I was married, and there was a fuckload of trouble when that was going on. The deal was held up for months over something about "easements", whatever the fuck that means - but it did end up happening, eventually. This is no different, and in truth I think it'll go a fuck of a lot quicker than the Still Road house did. But, still. It's just nerve-wracking.
This is sort of why I didn't want to do this now. But I'm actually surprised with how well I've held up throughout all of this. I did nearly have a crying spell when I found out about the 950 dollar payments, though. Thing is... I spend 50 dollars a week alone on coffee and breakfast and entertainment, etc. I can cut that out with no problem, it's money wasted really. 200 dollars a month, I can cover that extra bit, and I can always get a second job if things get really tight.
Where there's a will... well, you know the rest.
And the house is in Seton Hill, which has always been a really nice neighborhood. It's in move-in condition. The others I looked at were, quite frankly, either dumps or not suited to my needs for whatever reason. This one is perfect. I don't want to let it get away.
I give the RE guy a thousand dollars tonight as "good faith deposit" money. This is the start of it. I just hope that it finishes to my satisfaction.
Off to a work meeting now, but I'll definitely keep all posted.
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