Decision making. On a Wednesday, at that!

Heh, not that this is anything earth-shattering or whatever, but I've decided to try and boost my retirement up a bit by opening an ING Sharebuilder account.  I'm just hoping that I can figure out how to use it - it's all very confusing to me.  What I actually want to do is to start investing, even if it's just a small amount.  Now isn't really the best time, because I'm overloaded with debt (that homebuyer's tax credit still hasn't shown up yet and word out on the street now is that it won't until December - which doesn't exactly leave me in a good position over here).  But I put what was in my bank savings account into a Roth IRA.  I'm just going to build it up as much as I can for now, and once I get all of this debt shit paid off, I'm going to go ahead full-steam with it.  A lot of people have told me that I shouldn't pay off the credit card or whatever, but here's the thing - what else do I have to do with the money?  I'd sock it away in the bank anyhow, so I may as well begin with a clean slate.  The only debt that I want right now is my student loans and my house - otherwise everything gets paid off, and I'm through with it.  Hopefully I'll even be able to accelerate the payments on the house so that I can get rid of that, as well. 

Might seem stupid, but I'm 38 years old.  I need to seriously start thinking about my financial security down the line, because it's obvious that no one is going to "rescue" me.  (Not that I'd want them to.)  My only regret is not beginning earlier - but at 18, 19, 20, who thinks about their mortality?  Who thinks about retirement at that age?  I regret that I wasn't enlightened or mature enough to do so, but I guess that it's not too late to start catching up.  At least, I hope not.

 

 Bleh.  I had originally begun this post over 5 hours ago, but as usual the morons that I have to serve at work get in the way of my finishing it.  Tomorrow is unfortunately going to be that much worse... sigh.

 

Should I be slightly worried that work is a little more fun these days since Eye Candy showed up?  Heh.  No, no, no.  No worries.  Not going to do anything stupid.  Not even thinking about it.  And if I was at all weakened (which I haven't been), I took a refresher EEO course about discrimination and sexual harrassment today, so that ought to remind me NOT to go anywhere near there, heh.  (As I write this, I'm even aware that it's a lame attempt at convincing myself.  But, no, seriously.  I am NOT going there, no amount of attention from this dude is going to make me fuck up this job.  I refuse.  Besides, it's a stupid flight of fancy, who'd even look twice at me anymore - I'm 38, massively apathetic, and, well, massive, heh - the physical fitness campaign as of late has been woefully lacking, sigh.  I'm still trying, but at this point I expect nothing.)

 

I refuse to end this post on a bad note.  I'm actually feeling somewhat okay today, so I'm not going to let anything bring me down.  I plan on doing some more work around the house, my mood and illness permitting, and homework as per usual.  In other words, my normal life, or as much of a life as I can expect these days.

 

Things aren't all that bad.  They're not great... but not bad, either.  Suppose I should be okay with that, huh.

 

Later.